Terms of Service | Disclaimer

🔍 General Information

Chat Groups operates chat groups and chatbots on Telegram, allowing users to engage in discussions on various topics, including but not limited to crypto, NFTs, AI, gaming, and social interactions. The service also integrates AI-powered tools for content generation.

By using Chat Groups, you acknowledge and agree that this service is provided “as is” and “as available” without any warranties or guarantees of any kind, express or implied.

🚫 No Financial or Investment Advice

Chat Groups does not provide financial, investment, or trading advice. Any discussions, posts, or shared content related to cryptocurrencies, tokens, or financial markets are for informational purposes only and should not be considered financial or legal advice. Always conduct your own research and consult a qualified professional before making any financial decisions.

We are not responsible for any losses incurred as a result of actions taken based on content shared within the chat groups.

🙅 No Liability for User-Generated Content

Chat Groups is a user-driven service, and we do not endorse, verify, or moderate the accuracy of user-generated content. Users are solely responsible for their messages, discussions, and shared media.

We do not tolerate spam, scams, illegal activities, hate speech, or abusive behavior. If you encounter any violations, please report them immediately.

🤖 AI-Generated Content

Chat Groups offers AI-powered features that allow users to generate text, images, videos, and music. These AI-generated outputs are provided without guarantee of accuracy, originality, or legality.

Users are responsible for ensuring that any AI-generated content complies with applicable laws, ethical guidelines, and intellectual property rights.

🧠 Chatbot Personalities & AI Interactions

Chat Groups offers access to various AI-powered chatbot personalities (e.g., themed bots, fictional characters, emotional support bots) for entertainment, productivity, and conversational use. These chatbots:

• Are fictional AI personas created for interactive experiences.
• Do not represent real individuals, companies, or entities — any resemblance is purely coincidental.
• May engage in character-based or satirical dialogue that should not be interpreted as factual, authoritative, or professional advice.
• Are not substitutes for professional services (e.g., therapy, legal, or medical advice).

Use of any chatbot is at your own discretion and risk. We are not liable for any misunderstandings, emotional distress, or decisions made based on interactions with chatbot personas.

🔗 Affiliate Links & Sponsored Content

Some responses generated by Chat Groups bots may include affiliate links, referral codes, or promotional content. These are used to support the platform and may result in commissions or rewards for Chat Groups when users click through or make purchases.

By using the service, you acknowledge and agree that:

• Affiliate links may be included in messages or recommendations.
• Chat Groups does not guarantee the safety, accuracy, or legitimacy of any third-party product, service, or website linked via these messages.
• You are responsible for reviewing the terms, privacy, and risks of any external service before engaging or transacting.

Chat Groups disclaims all liability related to third-party links, purchases, or interactions resulting from affiliate content. Always exercise caution and conduct your own research when engaging with any external links shared by chatbot responses.

💳 Credit Purchases & Expiry Disclaimer

By purchasing or using credits within the Chat Groups bot on Telegram, you agree to the following:

• All credit purchases are final and non-refundable.
• Payments are processed using Telegram Stars, the official in-app currency of Telegram. All purchases occur securely within the Telegram platform.
• Upon successful payment, credits will be added to your account within the Telegram bot. Processing may take a few seconds to complete.
• All credits are subject to an expiration date, which may be extended by topping up before expiry. Expiry applies to your entire balance, including previously purchased credits.
• We are not responsible for credit loss due to:
  • Group deletion or removal
  • Changes in admin roles or permissions
  • Being banned or removed from a group
  • Technical errors, service outages, or bugs (including those affecting Telegram)
• Group-based (pooled) credits are tied to the group where they were purchased. If that group becomes unavailable, any unused credits may be forfeited.
• We reserve the right to modify, pause, or terminate credit-related functionality without prior notice.

By purchasing credits, you agree to these terms and assume full responsibility for managing your balance and group environment.

💠 Token & Blockchain Disclaimer

The $CHATG token is an optional utility token designed to unlock premium features within the Chat Groups AI platform. It is not a security, and does not represent ownership, equity, or rights to any financial returns in any entity.

By acquiring or using $CHATG, you acknowledge and agree that:

• The token is provided “as is” without any warranties, express or implied.
• Its value may fluctuate significantly or become worthless.
• It is intended solely for access to features and perks within the Chat Groups AI ecosystem—not for speculation or investment.
• Chat Groups makes no guarantees regarding token performance, availability, or value.
• Use or acquisition of $CHATG may be restricted based on your jurisdiction, and it is your responsibility to comply with local laws.

Nothing in this platform constitutes legal, financial, or investment advice. Please consult a qualified advisor before engaging in any cryptocurrency-related activities.

$CHATG is not available to residents of jurisdictions where the sale or use of utility tokens is prohibited or restricted, including (but not limited to) certain regions of the United States, Canada, and other regulated territories.

⚠️ No Guarantee of Service Availability

We strive to maintain uninterrupted access to Chat Groups; however, we do not guarantee that the chat groups, AI features, or integrations will always be available, error-free, or secure. We reserve the right to modify, suspend, or discontinue any part of the service at any time without notice.

❗ Limitation of Liability

To the fullest extent permitted by law, Chat Groups, its developers, affiliates, and partners shall not be liable for any damages, losses, or claims arising from:

• User interactions, disputes, or transactions within chat groups
• AI-generated content or misinterpretation of data
• Cryptocurrency investments, token transactions, or blockchain-related activities
• Credit purchases or credit loss under any circumstances
• Third-party links or affiliate content
• Service downtime, data loss, or security breaches

📱 Service Independence & Telegram Disclaimer

Chat Groups and its chatbots operate on Telegram but are not affiliated with, endorsed by, or sponsored by Telegram. All trademarks and logos remain the property of their respective owners.

🧠 Third-Party AI Disclaimer

Some Chat Groups features may utilize AI capabilities powered by third-party providers such as OpenAI’s ChatGPT and xAI’s Grok model. These services are integrated using publicly available APIs or licensed tools, where applicable.

Chat Groups is not affiliated with, endorsed by, or sponsored by OpenAI, xAI, or their parent organizations. Any usage of names such as “ChatGPT” or “Grok” within our bots or features is purely descriptive and intended to communicate the AI engine being used.

For official access to these AI platforms, please visit openai.com or x.ai.

🔄 Updates to Terms & Disclaimers

We reserve the right to modify or update these terms and disclaimers at any time. Continued use of Chat Groups following any changes constitutes your acceptance of the updated terms.

For legal inquiries or to report policy violations, contact us at [email protected].